Getting cash back
When you withdraw cash from another bank’s ATM, you will pay significantly more in fees.
This fee is shared between the bank or company that owns the ATM and your bank.
Some banks like FNB have increased these fees dramatically to encourage their clients to use their own bank’s ATM infrastructure and you can pay as much as R30 to make a withdrawal.
So it is worth it to plan your cash withdrawals to only use your bank’s ATM. But also remember that you can use your debit card to withdraw money from any PicknPay, Shoprite/Checkers, Spar and Pep stores as part of a “cash-back” at a far lower cost..