Does Gems cover private hospitals? Can I use a doctor of my choice?

Does Gems cover private hospitals? Can I use a doctor of my choice? Yes, the Government Employees Medical Scheme (Gems) does cover treatment in private hospitals. Members on the Onyx, Emerald and Ruby options have access to any private hospital, while members on the Beryl option have access to a private hospital network. But members on the Sapphire option only have access to public hospitals.

Does Gems cover private hospitals? Can I use a doctor of my choice?

Does Gems cover private hospitals? Can I use a doctor of my choice? Yes, the Government Employees Medical Scheme (Gems) does cover treatment in private hospitals. Members on the Onyx, Emerald and Ruby options have access to any private hospital, while members on the Beryl option have access to a private hospital network. But members on the Sapphire option only have access to public hospitals.