Renewed confidence sees rise in consumer credit
The latest National Credit Regulator statistics indicate a 13.36% increase in new credit granted to consumers as compared to June 2011.
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Should you save when you have debts to repay?
Should you channel money into savings when you have lots of debt piling up? How do you consolidate that debt?
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Clients give credit the cold shoulder
Consumers are focusing on paying off their debt and there has been a marked shift away from credit cards and overdraft facilities.
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Credit applications decrease since 2010
Consumer credit granted has increased 31.2%, a report by the National Credit Regulator has shown, but credit applications have decreased by 3%.
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Consumers are struggling to get out of debt
More consumers are in arrears, but there aren't as many impaired accounts. What does that mean? Read on.
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Beware 'funky financing'
If your aim is to save, be wary of financial instruments that may cost you more than you've bargained for.
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We are starting to spend on our credit cards
The latest credit figures show credit demand nearly doubling compared with last year.
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Cars and houses, not credit cards, drive credit growth
As credit growth starts to pick up, credit card debt declines.
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The value of 'stuff'
Our "stuff" is worth a fraction of what we pay for it so why do we buy it on credit -- or even buy it at all?
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The pros and cons of credit growth
It's perhaps not entirely surprising that credit growth has lagged and annual growth in credit demand has not risen above 2%.
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