South Africans’ preference for insurance to offset healthcare costs is cannibalising private schemes.
Many medical schemes rely on the ignorance of their members, who buy more expensive cover than they may need, for their very survival.
Mia Malan reports on the challenges of involving medical schemes in the administration of the National Health Insurance scheme.
Working together is the only way to effectively reduce costs.
The Mail & Guardian asked readers what they think of doctors' tariffs in a survey on M&G Online.
Mia Malan speaks to the health minister and others in the healthcare sector about the guideline tariffs.
Mia Malan speaks to the health minister and others in the healthcare sector about the guideline tariffs
Health professionals are finding the state's planned guidelines for fees a bitter pill to swallow.
Co-payment This is the portion of any medical expense for which you are liable. The amount varies from one scheme to the next and between options.
South Africa's healthcare landscape is divided between a public and private- sector.
The treasury has invited comment on draft regulations for short-term and long-term health insurance.
Selecting a medical scheme with the right cover at the right price is a minefield.
For many of the eight million South Africans who belong to private medical schemes, there's a dilemma that needs to be faced.
Prescribed minimum benefits are to be pain in full by medical aid schemes, but consumers and some medical practitioners don't understand this law.
Only 3.5-million of South Africa's 48-million citizens have medical aid -- that's 84% with no medical cover.
But 84% of members also say their schemes offer good value for money and more expensive options with more benefits provide the best value.
Aaron Motsoaledi issued an ultimatum in April to South African medical schemes to voluntarily adopt preventative rather than curative health policies.
Pay-as-you-go healthcare could provide a possible cost saving for the man on the street.
Too little is known about its scope to abandon ownership of private insurance, say practitioners.