How to lower the costs of retirement
- 17 Aug 2012 14:15 - Maya Fisher-French
- Restructuring the way we save for retirement could halve our costs and a new model that changes preservation rules will dramatically reduce charges.
Time is eroding nest eggs
- 22 Jun 2012 08:55 - Maya Fisher-French
- Weak returns, longevity and consumption could leave youngsters worse off than their forebears, writes Maya Fisher-French.
Unearthing hidden pension costs
- 15 Jun 2012 06:09 - Maya Fisher-French
- The treasury's new adviser, David McCarthy, wants to counter threats to the retirement industry, writes Maya Fisher-French.
Treasury takes aim at savings costs
- 18 May 2012 11:32 - Maya Fisher-French
- Compulsory fund preservation and simplifying products are among the options highlighted in the treasury's discussion document.
Retrenchment benefits increase
- 17 Oct 2011 11:24 - Maya Fisher-French
- Those facing retrenchment or retirement can look forward to better tax breaks from this year.
RA's: Paying for no advice
- 08 Aug 2011 10:34 - Maya Fisher-French
- Beware of throwing the baby out with the bath water. Don't short change your retirement because you are unhappy with your adviser.
Don't let your RAs disguise over-diversification
- 03 Aug 2011 09:58 - Staff Reporter
- Dust off your retirement annuities, scrape away the wrapper and take a long look at the underlying investments, says Imara Asset Management.
How to bank a 5% real return
- 27 Apr 2011 09:28 - Maya Fisher-French
- At worst the market will give you a return 5% above inflation in the long-term, yet 95% of fund managers have failed to match this.
Advice on my retirement plans
- 14 Mar 2011 11:35 - Maya Fisher-French
- Where should I invest my lump sum to provide an income in retirement?
Can I switch unit trusts in my RA?
- 28 Feb 2011 09:36 - Maya Fisher-French
- Use the opportunity to rebalance your portfolio but not to chase returns.
Is an RA worth it if you are emigrating?
- 22 Feb 2011 10:54 - Maya Fisher-French
- You are taxed on the growth when you cash in, so you need to do your maths carefully. But higher contributions due to tax breaks makes a difference.
Time in the market, not timing the market
- 22 Feb 2011 10:48 - Maya Fisher-French
- How R50 a month turned into R630 000.
Ten reasons to invest in a retirement annuity
- 07 Feb 2011 13:13 - Fiona Zerbst
- Tax breaks make a retirement annuity attractive -- but that's not the only advantage.
