Credit amnesty has mixed results, with some managing their debt better and others failing to repay home loans, vehicle loans and credit cards.
Mobicred allows you to finance your online purchases with a single credit product, a first for South Africa.
A storm looks set to rock the online scene as some of SA's largest e-commerce players square up against banking powers over online fraud detection.
As costs keep rising, South Africans keep buying assets but they borrow money so that they can eat, writes Lisa Steyn.
The NCR says the latest credit market statistics suggest a need for caution as the number of consumers with impaired credit records jumped by 100 000.
By making everything more accessible and immediate, have credit cards removed our sense of achievement in acquiring those experiences or goods?
Standard Bank says fewer credit-card holders are defaulting and most are spending more responsibly.
Is it worth using your credit card to save for a holiday?
Having a credit card can help to increase your affordability. But only if you use it wisely.
The rates charged by banks on credit cards vary dramatically so it is worth shopping around. I noticed this when comparing my two credit cards.
Imagine running the largest credit card network, and not having your own plastic -- that's what happened to Visa chief executive Joseph Saunders.
Credit-card fraud cost SA R420-million in the past year and has increased by 146%, the South African Banking Risk Information Centre says.
Housekeeper Leonides de Moraes is part of the emerging middle class fuelling Brazil's economic revival -- but try telling her that.
The South African credit card industry is bracing itself for a new round of innovation and competition.
Many card issuers offer the budget facility as a vehicle for card holders to consolidate their existing debt and -- in return -- they offer customers an incentive in the pricing, in the form of preferential interest rates.
Credit card initiatives and product innovations -- many related to pricing -- are about to be spawned in the marketplace as a direct result of the challenges the National Credit Act (NCA) originally posed to the banking fraternity.
The rising popularity of debit cards complements the traditional credit card market.