savings

 
Pay off your debts – and don't take on any more
Pay off your debts – and don't take on any more
The flash crash of the rand earlier this week is due to a number of international and domestic factors, none of which augurs well for South...
Savings wake-up call for South Africa
Savings wake-up call for South Africa
It is an open secret that South Africans are notoriously bad savers. At a Mail & Guardian Critical Thinking Forum held in...
SA needs to start saving seriously
SA needs to start saving seriously
A poor savings culture is contributing to the difficulties facing local banks in meeting some elements of the pending Basel III regulations.
South Africans live for now, ignore calls to save
South Africans live for now, ignore calls to save
Like many South Africans, Nkululeko Makhaya has only the most basic financial strategy for his future: a pension contribution deducted from his...
All savings plans are not created equal
All savings plans are not created equal
If reform of the retirement and savings industry is to be successful, it needs to tackle the existence of complex and expensive savings products....
Get them while they are young
Get them while they are young
South Africa has one of the lowest savings rates in the world. Nearly half of all credit-active South Africans have fallen behind in repayments and...
Short back and sides, please
Short back and sides, please
To understand modern finance in general and the continuing debt woes in the eurozone and beyond, you need to have the word haircut in your lexicon....
Not enough savings? Don't panic just yet
Not enough savings? Don't panic just yet
"I have just changed jobs recently. I took part of my provident fund to settle some of my debts and I have learned my lesson, so no more debt for...
Why 10c matters
Why 10c matters
My son asked me the other day what the point of saving 10c is because it can't buy anything. He has a point; quite frankly any coin under 50c is...
Is it possible for cynics to save?
Is it possible for cynics to save?
At the recent Sanlam Benchmark Survey on retirement funds, Professor Steven Burgess, director of the Nelson Mandela Metropolitan University...
Do I buy a house or save for lobola?
Do I buy a house or save for lobola?
Luzuko asks: I have just paid off my car and now I must decide whether to buy a property or start saving for lobola and buy the...

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