Specialists have compiled a survey of the medical schemes they would recommend. The results: Camaf, Fedhealth, Liberty and Profmed. They judged these according to the level of interference with the doctor-patient relationship, balanced billing, efficiency with accounting and pre-authorisation, co-payments, rate fixing, reversals and formularies.
As a result of interest rate hikes in the past year, a homeowner with a bond of R500 000 is paying an extra R1 000 a month to his or her bank. Where does that extra mortgage payment go each month? Who benefits from the billions of extra rands that are paid by homeowners? The short answer is: the savers.
If you’re like most people, a home is your most valuable asset and your bond repayment is likely to be your largest monthly expense. With so much money tied up in one item, it is important to have a plan in place to use your home to reach other financial goals. Is it smart to take out a home equity loan for home improvements? Or to pay off your car?
Applying for a home loan through a bond originator has become almost automatic in the past few years. Using a bond originator saves you time and paperwork and often means that banks’ turnaround time is reduced, so that you get quotes faster. Often, your estate agent will pass your name on to a mortgage origination company, meaning that you don’t even have to make the phone call; they’ll call you.
What is a common factor in ensuring that women do not marry too young, do not have more children than they can cope with, do not die giving birth — and contract HIV in smaller numbers? The answer is men. That is the message for World Population Day 2007, which is being marked on Wednesday under the theme <i>Men as Partners in Maternal Health</i>.
Thousands of pregnant women have been tested for HIV since Liberia introduced a programme to prevent mother-to-child HIV transmissions eight months ago, according to the National Aids Control Programme.
With global diversified mining major Xstrata having met its 2014 targets in respect of ownership by historically disadvantaged South Africans (HDSAs), and making good progress on employment equity, you would expect them to be happy with the status quo. Not entirely, writes Erik Ratshikhopha.
I was not a South African according to the South African government. Now, did I consider myself a South African after 1994 or was I always a South African in my mind? I will never know the damage that was inflicted by a system that intended to deprive me of my national identity, and saw me as nothing more than a maid in someone’s home, writes businesswoman, Wendy Luhabe.
Contamination of the Aids drug Viracept created panic among HIV-positive Zambians on antiretroviral therapy. Roche, the Swiss manufacturers, announced that some batches of Viracept had been accidentally contaminated with mesylate, prompting a recall of the product.
Small businesses find themselves in a catch-22 when it comes to BEE verification. Officially, they are exempt from the heavy red tape and costs involved in scoring a business’s BEE compliance. But, increasingly, they find that they have to submit to red tape and costs just to prove that they are indeed exempt.