I am in serious financial difficulty. How do I start to get my finances in order?
With the US at risk of default, bonds and cash are a bigger risk than you realise.
Over time cash is more volatile than the markets.
Does it make sense to cash in your pension to pay off your mortgage? The figures may surprise you.
FNB’s new pricing schedule gives fee breaks to low-income customers but high income customers see a significant price increase.
I can’t afford my car repayments. Should I sell my car or give it back to the bank?
Understand what your online broker offers before you pay for expensive software.
Five years before retirement is a good time to assess your retirement strategy.
Should you pay off your mortgage before saving for your retirement?
The Financial Intelligence Centre Act has ensured that it is far easier to spend your money than to save it.
When you retire it is very important to get professional advice so that you do not run out of money.
I want to make money out of trading, how do I start?
Growth figures were a surprising 4.8% for the first quarter but most would be forgiven for wondering where exactly this growth is coming from.
When selecting a savings account, interest isn’t everything. Also consider the convenience factor.
How people are experiencing the economy is very different from the economic figures.
Not all investments need to be financial — there can be lifestyle benefits. Just make sure they do not put your current or future finances at risk.
Legislation allows you to cancel an on-going fee, but an adviser’s job is not to second-guess the market.
If you want to pay your bond off quicker, the sooner you pay in the additional funds the better.
Joost van der Westhuizen is my age and has three years to live. The first thing he did was check his insurance policies.
Bank accounts that teach your child about money without excessive fees.
Which RSA retail bond offers the best return — the fixed bond or the inflation-linked bond? For a five-year period would equities be a better option?
You need to be careful how much money you are drawing down from your annuity — no unit trust can give a constant 17% return
Research shows that the traders’ rhyme has some merits. So is it time to sell your shares?
RSA retail bonds are a good option as well as inflation-linked guaranteed products. But you are locking in at the lowest interest rate in decades
You need to find out the terms of your debt review first. You can also just pay off your debt quicker.
The rate hikes are coming — and there are ways to get smart that put money in your pocket, not the bank’s.
How to invest directly in global companies like Apple and Disney.
At worst the market will give you a return 5% above inflation in the long-term, yet 95% of fund managers have failed to match this.
If you withdraw R22 500 from your pension you will need to increase your future savings by 8%
Understanding interest and growth when making your investment decision.
Capitec has good rates, but watch those monthly fees.
How to make sure your first pay cheque starts making you wealthy.