By making everything more accessible and immediate, have credit cards removed our sense of achievement in acquiring those experiences or goods?
With tighter budgets, rising petrol prices and concerns looming over interest-rate hikes, consumers are opting for cheaper cars.
This reader is concerned about the valuations of the US market, and he also needs to consider where he plans on retiring.
What to do if your debt review is terminated.
Rule of thumb savings figures are there to scare you into action, but the reality is that you can start a retirement plan later than you realised.
When investing, ensure you look at your money holistically. How does it fit in with your financial plan?
If you live frugally, it’s actually not too late to catch up on retirement funding.
First question is: Why are you upgrading?
<i>Manage your Money, Live your Dream</i> is a user-friendly book that will assist with your finances and also looks at the human side of money.
How do you track your investment manager?
How can I buy a car for my job if I am under debt review?
More consumers are in arrears, but there aren’t as many impaired accounts. What does that mean? Read on.
How much you make out of your investment will be determined by how much you paid for it.
Where should I invest my lump sum to provide an income in retirement?
What is the best retirement annuity?
Should we sell our property or keep it for income?
Where can I go to compare interest rates?
This is a great opportunity to review your financial plan.
Rules for debt review: check out your debt counsellor and never miss a payment
Your pension needs to be in the same currency that you are spending in.
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/ 28 February 2011
Use the opportunity to rebalance your portfolio but not to chase returns.
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/ 25 February 2011
The 2011 budget has put provident funds and retirement annuities in the spotlight.
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/ 25 February 2011
Professional middle-income earners will feel the squeeze most.
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/ 25 February 2011
Sometimes choices need to take your emotional security into account.
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/ 23 February 2011
Tax continues to squeeze but there are big surprises on retirement savings.
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/ 22 February 2011
You are taxed on the growth when you cash in, so you need to do your maths carefully. But higher contributions due to tax breaks makes a difference.
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/ 17 February 2011
The willpower is wilting; it’s hard living on a budget.
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/ 16 February 2011
How much interest can you withdraw while keeping your lump sum growing with inflation?
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/ 14 February 2011
You need to select the right vehicle and don’t forget about unit trust trackers.
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/ 14 February 2011
Twelve years of education will cost anywhere from R368 000 to over R1-million. You need to mind the gap between salary increases and school fees