IN A unanimous decision, the Constitutional Court ruled on Tuesday ruled that the so-called “self-help” system used by creditors to get payment from debtors is unconstitutional. The system allow the creditor the right to attach the debtor’s property without any interference of the court should the debtor default in payments. In a unanimous judgment of ten judges of the Constitutional Court found that Section 38 of the Act empowers the bank to side-step the courts. It amounts to permitting the bank to apply the self-help system and to act as judge in its own case,” the court found.