Judges say without corporate support there would be chaos among communities
Restructuring the way we save for retirement could halve our costs and a new model that changes preservation rules will dramatically reduce charges.
Benchmark research shows South Africans will retire worse off now than they would have 30 years ago.
Beware of throwing the baby out with the bath water.
Don’t short change your retirement because you are unhappy with your adviser.
Investment articles are useful, but when making investment decisions you need to look at your entire financial situation to see if it makes sense.
If you have a retirement annuity and a company retirement fund, you may have more life cover than you realise.
Your company retirement fund is a cheaper way to save. Also find out what death benefits your company and RA offer.
Your savings plan needs to cater for short, medium and long term goals.
Is it worth taking out life insurance or should I be investing my money into property?
Over time cash is more volatile than the markets.
The most perilous financial mistake you can make is to neglect to start saving for retirement as early as possible.
When investing, ensure you look at your money holistically. How does it fit in with your financial plan?
Where should I invest my lump sum to provide an income in retirement?
Your pension needs to be in the same currency that you are spending in.
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/ 28 February 2011
Roger Birt of Old Mutual Corporate explains why you should assess your appetite for investment risk before you retire.
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/ 25 February 2011
Sometimes choices need to take your emotional security into account.
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/ 22 February 2011
You are taxed on the growth when you cash in, so you need to do your maths carefully. But higher contributions due to tax breaks makes a difference.
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/ 9 February 2011
Should you move your retirement fund to the new company or invest in a preservation fund?
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/ 18 January 2011
When investing for a three-year period you need to opt for a low-risk fund with no upfront fees.
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/ 10 January 2011
The tax consequences of cashing in your retirement fund.
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/ 27 November 2010
If you don’t have an income should you use your pension to settle your debts?
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/ 18 November 2010
The annuity income you receive on retirement can differ significantly between companies, so do your research.
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/ 12 November 2010
The chances of winning the lotto are 0.0000072%. By not playing and rather investing you would be R804 000 better off over a lifetime.
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/ 1 November 2010
By just withdrawing 2% more than the fund’s return, your retirement capital would be depleted in 22 years.
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/ 29 October 2010
Where do I invest my mother’s money to get the best income and should we consider a trust?
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/ 26 October 2010
What to do with your retirement funds when you move abroad.
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/ 21 October 2010
The difference between investing at the top or bottom of the market is measured in millions. But even the worst timing beats inflation in the end
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/ 20 October 2010
Should I bring my offshore retirement fund back to SA?
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/ 13 October 2010
Dave wants to find a less expensive way of investing his retirement annuity into a living annuity.
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/ 29 September 2010
Pensioners tend to struggle in a low interest-rate environment. What investment decisions should they be making?
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/ 14 September 2010
Eric wants to know what happens to a person’s annuity when they die.