Patience Panashe
Patience Panashe is a researcher with Birguid, a strategy, finance and enterprise development agency to Africa's private and public sector organisations.
The scramble for Kenya: what South Africa’s banking expansion means for African business
/ 14 May 2026

The scramble for Kenya: what South Africa’s banking expansion means for African business

At the start of 2026, four of South Africa’s five largest banks were simultaneously pursuing acquisition targets in Kenya. Understanding why this convergence is happening, and what it means beyond the deal announcements, matters for anyone tracking the direction of African financial services. The structural case for Kenya Kenya’s appeal as an anchor market for […]

What Capitec’s 25th year tells the rest of Africa’s banks
/ 11 May 2026

What Capitec’s 25th year tells the rest of Africa’s banks

Capitec Bank recently published results that were, by any measure, remarkable. Headline earnings rose 23% to R16.8 billion for the year ended February 2026. Return on equity came in at 31%. The bank now serves 26 million active clients, roughly one in three South African adults. Half of all payments are digital. AI fraud systems […]