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Fiona Zerbst

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Article
/ 12 April 2011

Investing for inflation: Part One

<i>Smart Money</i> investigates inflation-beating investments. This week, we look at income funds.

By Fiona Zerbst
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Article
/ 12 April 2011

Calculate how much electricity your appliances use

Once you know how much electricity each household appliance uses, you can work out how much you’re paying.

By Fiona Zerbst
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Article
/ 11 April 2011

The lowdown on ‘deal of the day’ websites

Do you end up buying something you don’t need? Or can you genuinely find good deals and discounts online? <b>Fiona Zerbst</b> shopped around.

By Fiona Zerbst
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Article
/ 11 April 2011

Save money on electricity this winter

With winter fast approaching and energy prices increasing, it’s a good idea to think of ways to save electricity.

By Fiona Zerbst
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Article
/ 5 April 2011

The petrol price is going up. Now what?

If you’re not on a good public-transport route, give car-pooling a chance.

By Fiona Zerbst
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Article
/ 5 April 2011

New vehicle sales robust, buyers opting for fixed rates

Affordability looks good, but beware long finance contract periods — try to buy a vehicle you can pay off quickly.

By Fiona Zerbst
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Article
/ 4 April 2011

What you should know about the CPA

<i>Smart Money</i> asks Candice Holland, associate director at Deloitte, to answer your questions about the Consumer Protection Act.

By Fiona Zerbst
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Article
/ 31 March 2011

What a first-time art investor needs to know

The art market is an industry valued at about R2-billion a year, with returns of about 10 to 15%. Should you introduce art into your portfolio?

By Fiona Zerbst
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Article
/ 31 March 2011

When money goes up in smoke

Absa Investments’ head of products, Sylvester Kgatla, makes a compelling case for how much you can save if you don’t smoke.

By Fiona Zerbst
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Article
/ 29 March 2011

All about the new VAT201 form

From April 11 2011, all VAT submissions must be made on the new VAT201 form. Here’s the lowdown from Sars.

By Fiona Zerbst
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Article
/ 28 March 2011

Be a finance minister at home

Tendani Mantshimuli, consumer economist at Liberty Retail SA, says running your household on limited funds is not unlike managing a country’s budget.

By Fiona Zerbst
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Article
/ 28 March 2011

Working in a ‘hot zone’? How’s your insurance?

Widespread political risk means millions of employees are working in potential "hot zones". Does your company have adequate insurance? Do you?

By Fiona Zerbst
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Article
/ 24 March 2011

Road Accident Fund caps injury claims

Road users will be liable for their own costs beyond the limit set for compensation.

By Fiona Zerbst
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Article
/ 24 March 2011

Jargon Buster: Alpha vs Beta

Andrew Kemp, head of asset consulting at Liberty Corporate, gives <i>Smart Money</i> the low-down on Alpha and Beta.

By Fiona Zerbst
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Article
/ 22 March 2011

How to sell using classifieds

Making extra cash during tough times is very tempting. Think about selling your unwanted goods online — but choose a reliable website.

By Fiona Zerbst
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Article
/ 22 March 2011

Become a smart shopper at Pick n Pay

Loyalty programmes keep shoppers coming back for more — and Pick n Pay is trading on this principle.

By Fiona Zerbst
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Article
/ 17 March 2011

Jargon Buster: Beneficiary funds

What are beneficiary funds? Giselle Gould, business development director at Fairheads Benefit Services, explains.

By Fiona Zerbst
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Article
/ 16 March 2011

Have you outgrown your home?

Should you move or upgrade? Consider these factors before you make a decision.

By Fiona Zerbst
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Article
/ 15 March 2011

A new era of consumer protection

It’s World Consumer Rights Day. We need to educate ourselves on what the Consumer Protection Act will do for us — and what our obligations are.

By Fiona Zerbst
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Article
/ 14 March 2011

Ten financial truths you should know

On International Consumer Rights Day, Tshiwela Mhlantla, managing executive of Absa Personal Loans, shares some vital financial management tips.

By Fiona Zerbst
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Article
/ 14 March 2011

Is insurance fraud getting easier to track?

Consumers pay higher premiums because of losses that result from fraudulent claims. So we should all be vigilant.

By Fiona Zerbst
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Article
/ 10 March 2011

Life and disability cover: 10 mistakes to avoid

There’s nothing worse than being denied disability benefits or having a life policy payment rejected or delayed. Here’s how you can avoid this.

By Fiona Zerbst
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Article
/ 10 March 2011

We really do want clean, green products

Ethical consumerism is on the rise. Do ethical companies really trump the rest? Research suggests they do, and investors want to follow the money.

By Fiona Zerbst
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Article
/ 10 March 2011

When new tenants pay for old problems

Who pays when the owner eventually evicts defaulting tenants? Why, the new tenants, of course.

By Fiona Zerbst
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Article
/ 9 March 2011

Beware ‘funky financing’

If your aim is to save, be wary of financial instruments that may cost you more than you’ve bargained for.

By Fiona Zerbst
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Article
/ 8 March 2011

What you need to know about trading derivatives

Derivatives can help you hedge against risk, but you need to ask some smart questions before you introduce them into your portfolio.

By Fiona Zerbst
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Article
/ 7 March 2011

Who gets your retirement fund benefits when you die?

Be aware that retirement annuities, pension, provident and preservation funds differ from other investments.

By Fiona Zerbst
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Article
/ 4 March 2011

Be ready for monthly debit orders

What happens if you don’t have enough money in your account to meet a debit order?

By Fiona Zerbst
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Article
/ 2 March 2011

Should we worry about a gold bubble?

Talk of a bubble making you jittery? Here’s why the experts haven’t suggested you sell the yellow metal.

By Fiona Zerbst
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Article
/ 2 March 2011

Questions you need to ask when you engage a broker

A case settled by the FAIS ombud sheds some light on what you should ask for when you appoint a broker or intermediary.

By Fiona Zerbst
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Article
/ 1 March 2011

Sars logbook for new tax year now available

If you’re claiming a travel allowance, take your odometer reading today.

By Fiona Zerbst
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Article
/ 1 March 2011

Rising oil prices could affect households

Our high household debt-to-income ratio means that price increases across the board could keep us in a position of financial vulnerability.

By Fiona Zerbst
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