Once you know how much electricity each household appliance uses, you can work out how much you’re paying.
<i>Smart Money</i> investigates inflation-beating investments. This week, we look at income funds.
Do you end up buying something you don’t need? Or can you genuinely find good deals and discounts online? <b>Fiona Zerbst</b> shopped around.
With winter fast approaching and energy prices increasing, it’s a good idea to think of ways to save electricity.
If you’re not on a good public-transport route, give car-pooling a chance.
Affordability looks good, but beware long finance contract periods — try to buy a vehicle you can pay off quickly.
<i>Smart Money</i> asks Candice Holland, associate director at Deloitte, to answer your questions about the Consumer Protection Act.
The art market is an industry valued at about R2-billion a year, with returns of about 10 to 15%. Should you introduce art into your portfolio?
Absa Investments’ head of products, Sylvester Kgatla, makes a compelling case for how much you can save if you don’t smoke.
From April 11 2011, all VAT submissions must be made on the new VAT201 form. Here’s the lowdown from Sars.
Tendani Mantshimuli, consumer economist at Liberty Retail SA, says running your household on limited funds is not unlike managing a country’s budget.
Widespread political risk means millions of employees are working in potential "hot zones". Does your company have adequate insurance? Do you?
Road users will be liable for their own costs beyond the limit set for compensation.
Andrew Kemp, head of asset consulting at Liberty Corporate, gives <i>Smart Money</i> the low-down on Alpha and Beta.
Making extra cash during tough times is very tempting. Think about selling your unwanted goods online — but choose a reliable website.
Loyalty programmes keep shoppers coming back for more — and Pick n Pay is trading on this principle.
What are beneficiary funds? Giselle Gould, business development director at Fairheads Benefit Services, explains.
Should you move or upgrade? Consider these factors before you make a decision.
It’s World Consumer Rights Day. We need to educate ourselves on what the Consumer Protection Act will do for us — and what our obligations are.
On International Consumer Rights Day, Tshiwela Mhlantla, managing executive of Absa Personal Loans, shares some vital financial management tips.
Consumers pay higher premiums because of losses that result from fraudulent claims. So we should all be vigilant.
There’s nothing worse than being denied disability benefits or having a life policy payment rejected or delayed. Here’s how you can avoid this.
Ethical consumerism is on the rise. Do ethical companies really trump the rest? Research suggests they do, and investors want to follow the money.
Who pays when the owner eventually evicts defaulting tenants? Why, the new tenants, of course.
If your aim is to save, be wary of financial instruments that may cost you more than you’ve bargained for.
Derivatives can help you hedge against risk, but you need to ask some smart questions before you introduce them into your portfolio.
Be aware that retirement annuities, pension, provident and preservation funds differ from other investments.
What happens if you don’t have enough money in your account to meet a debit order?
Talk of a bubble making you jittery? Here’s why the experts haven’t suggested you sell the yellow metal.
A case settled by the FAIS ombud sheds some light on what you should ask for when you appoint a broker or intermediary.
If you’re claiming a travel allowance, take your odometer reading today.
Our high household debt-to-income ratio means that price increases across the board could keep us in a position of financial vulnerability.