Black industrialisation needs a financing floor, not a ceiling
/ 21 April 2026

Black industrialisation needs a financing floor, not a ceiling

South Africa’s industrial policy debate often revolves around targets – ownership thresholds, localisation quotas, supplier development metrics and transformation scorecards. These are the ceilings of the system: visible, measurable and politically resonant. What receives far less attention is the floor. According to Thabo Moodie, chief operations officer at Oricred, the recurring fragility of Black industrial […]

What it takes to trust an SME before the bank does
/ 18 March 2026

What it takes to trust an SME before the bank does

There’s a moment that never really left me. A small business owner from Limpopo had won a major fencing contract, tens of millions of rands’ worth of work. On paper, it was a breakthrough. In reality, it was the beginning of a crisis. He had no capital, no financial backing, and no one willing to […]