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Like all asset classes, property comes with risks – vacancy, unexpected costs and market volatility.
Spending more than you earn, delaying investment and falling into the ‘debt trap’ are some mistakes that can cost young earners in the long run.
It is possible to balance income differences in a way that feels equal, empowering and practical for both partners.
Planning for education takes time, effort and courage, but it’s not something anyone can afford to ignore, says Chartered Wealth Solutions.
Life cover is typically purchased to provide financial security for dependants, settle debts or to meet obligations like a home loan.
When your income changes, the way you manage money must change too, says Tom Brukman, director and financial planning specialist at Chartered Wealth Solutions.
What many people overlook is that estate planning extends far beyond having a signed will in place.
In South Africa, a POA automatically terminates if the principal becomes mentally incapacitated.
In SA, where economic challenges are prevalent, teaching financial literacy to the next generation is vital.
Every financial decision is a trade-off between today’s wants and tomorrow’s needs, says Jason Appel, financial planning specialist at Chartered Wealth Solutions.
Finding a balance that supports your loved ones while securing your financial future is possible.
Financial maturity means understanding the value of money, making informed decisions and feeling comfortable with financial responsibilities, says Stephanie Ferreira, financial…
As is the reality for many South Africans, many of our clients have children or heirs living abroad.
To make an informed decision, you need a clear idea of the appliances that need to be powered by the solar system before requesting quotes, says Jason Appel, financial planning…
A recurring theme is the way women often prioritise their families’ financial needs above their own, says Tiffany Havinga, financial planning specialist at Chartered Wealth…
