There are enough options to make the "where to invest your discretionary savings" question very tough indeed.
Ask any fund manager about the ten year performance of an offshore equity fund and they’ll get a bit green around the gills.
SA’s collective investment industry gathers to acknowledge and celebrate the top performing unit trusts and asset management houses.
No image available
/ 31 January 2011
What can teachers do to supplement their income?, asks <b>Gareth Stokes</b>
Those who are lucky receive a 13th cheque, but most overspend and wake up to a New Year debt hangover.
Pension-fund members have to make a number of choices to ensure adequate savings.
The reality is that more than half of today’s pensioners and active retirement fund members haven’t done enough to ensure a comfortable retirement.
Too little is known about its scope to abandon ownership of private insurance, say practitioners.
It makes sense to invest offshore but only to balance your portfolio and take advantage of returns on investment, analysts say.
Fund managers have to be proficient in the art of ensuring benchmark beating returns.
But don’t bank on currency variations to give you a good return.
No image available
/ 14 October 2010
Research on the subject is limited but there are several pointers you can use.
The local investment industry is heavily slanted towards a fee-based investment paradigm.
Capital appreciation is great, but over 20 years the bulk value will flow from dividend payments.
Merger and acquisition activity ground to a halt during the recession, but the outlook is improving.
If South Africa wants to enjoy sustained economic growth, we must address our woeful savings
culture, writes <b>Gareth Stokes</b>.
If South Africa wants to enjoy sustained economic growth, we must address our woeful savings culture.
R10 000 spent on a plasma TV now could grow to R82 809 after 20 years, without additional
contributions, if put away in an investment fund.
If you are 30 years old and want to retire in 35 years’ time, you will need to save about 12% of your salary.
The police service placed only eight pilots, despite receiving 120 applications from qualified white pilots for its 53 vacancies.
Is the government’s determination to meet transformation goals causing hardship for the country’s poorest citizens? <b>Gareth Stokes</b> reports.
The solution to the unemployment crisis lies partly in
the hands of entrepreneurs, writes <b>Gareth Stokes</b>.
What should entrepreneurs do to protect their
intellectual property? asks <b>Gareth Stokes</b>.
Properly funded small businesses have a huge impact on growth and employment, writes <b>Gareth Stokes</b>.
Changes to exchange controls at last make it a cost-effective vehicle for married couples, writes <b>Gareth Stokes</b>.
Despite an impressive run, some investors are
still advising caution, writes <b>Gareth Stokes</b>.
Conditions are ideal to put part of your savings overseas and secure real returns, writes <b>Gareth Stokes</b>.
How does human behaviour influence retirement?
<b>Gareth Stokes</b> investigates.
The economy shed nearly 900 000 jobs in 2009, begging the question: what should you do with your capital? Gareth Stokes investigates.
There is a decline in stand-alone employee retirement funds in favour of umbrella fund solutions, writes Gareth Stokes.
One of the most frightening investment statistics
is that only 6% will save enough money to maintain their living standards upon retirement.
No image available
/ 22 February 2010
What are the options if your short-term insurer rejects your claim?