retirement annuities

 
Nearly half of SA's workforce has no retirement plan — survey
Nearly half of SA's workforce has no retirement plan — survey
About 41% of 11.9 million economically active South Africans taking part in a survey by 10X Investments have no retirement plan in place.
High fees erode your investments
High fees erode your investments
They say that too many cooks spoil the broth. But what do too many middle­men do? In the investment value chain, they raise the fees.
Call to join quest for financial freedom and security
Call to join quest for financial freedom and security
The 2018 Institute of Retirement Funds Africa (IRFA) Annual Conference, which is the biggest pensions’ conference on the continent, is the...
How not to outlive your cash
How not to outlive your cash
It may be decades from now or just a year or two, but we all eventually receive our last pay cheque. Once you’ve packed up your desk, it’s time...
Fees can reduce retirement savings
Fees can reduce retirement savings
I recently came across a concept called optimism bias. Ever heard of it? It’s also referred to as the “illusion of invulnerability”. Simply...
Match your annuity and expiry date
Match your annuity and expiry date
Retirement, the moment you have spent the past 40 years working towards, is, when reached, often overwhelming or downright terrifying. After all,...
How to lower the costs of retirement
How to lower the costs of retirement
The ­present model of annual fees and a lack of preservation is unnecessarily driving up retirement expenses, said Anton Gildenhuys, head of...
Time is eroding nest eggs
Time is eroding nest eggs
Today’s average 40-year-old is likely to have 30% less funds in retirement than the previous generation because of lower market returns,...
Unearthing hidden pension costs
Unearthing hidden pension costs
"High costs may well threaten the very structure of our retirement industry,” said David McCarthy, a technical adviser to the treasury on...
Treasury takes aim at savings costs
Treasury takes aim at savings costs
The treasury's discussion document issued this week, "Strengthening Retirement Savings", demonstrates that it has a good grasp of the issues in the...
Retrenchment benefits increase
Retrenchment benefits increase
Those facing retrenchment or retirement can look forward to better tax breaks from this year, with retrenchment or retirement tax-free payments...
RA's: Paying for no advice
RA's: Paying for no advice
Dumisani asks: In 2009 I took out a retirement annuity with Momentum to supplement my company provident fund. I contribute R500...

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