Should you channel money into savings when you have lots of debt piling up? How do you consolidate that debt?

I want to consolidate my debt and apply for a home loan. How do I go about doing it?

You can save as much as 20% a month — provided you’re vigilant when it comes to the interest rate charged.

The best way to pay off your debt at a furniture store.

Debt consolidation works if you have the discipline