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Thalia Holmes

New kids disrupt SA banking

Fledgling banks can offer client-centric systems that are leaner than their traditional counterparts

Index funds rocking in hard places

Common ownership could dampen competitive behaviour – or it could accelerate recovery

Rent or buy: The debate rages on

Financially it might make sense not to buy a home, unless you live there for many years

Lobolo: Saving for the price of love

Matters of the heart need careful thought about how to finance the cost of marriage

Africa is fertile ground for fintech

With so many unbanked citizens and alternative approaches to money, there’s plenty of room for innovation

Africa is fertile ground for fintech

With so many unbanked citizens and alternative approaches to money, there’s plenty of room for innovation

How to put your money into Big Tech

Fractional investing online makes it easy to buy into the success of companies such as Apple

High cost of get-rich-quick scams

South Africans are often swindled out of their savings by slick con artists. People need to ask questions and be wary of tempting offers

Fill ’er up with manganese

If metal in metal-free fuel sounds crazy, it is – courtesy of the energy department

Nurturing the yolk in your nest egg

Fixed deposits are a safer option but returns are lower; property can be riskier but lucrative

Retirement? Just forget about it!

The only way to avoid poverty when you’re old is to put enough away while you are earning

Match your annuity and expiry date

A living annuity is a popular retirement choice but it has to be carefully managed

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