Credit
latest news & developmentsHow short-term loans could cost you your dream home
Frequent short-term borrowing can hurt your bond application because lenders see it as a sign of financial instability, even if you make repayments on time
Gen Z South Africans make ends meet through hustle and pragmatism
The findings challenge stereotypes, showing a generation that’s resourceful, pragmatic and shaping its own financial future
How to boost your business credit using alternative funding strategies
There are ways for start-ups and small and medium enterprises to avoid financing problems
SA consumers turn to personal loans, unsecured credit to survive
Debt-strapped citizens are taking short term loans to ‘balance’ cash flow as wages fail to keep up with the cost of living This content is restricted to registered users and…
Virtual money has been around for centuries
Barter, long thought to be our first means of financial interaction, only appeared recently
Consumers buy cornflakes on credit
As millions join the unemployment ranks, relying on debt to make ends meet becomes more attractive
Ratings agencies might give SA a ‘klap’ — Mboweni
Finance minister warns that government’s increased debt could mean ratings agencies downgrade the country’s credit worthiness to junk
Editorial: Kick the credit habit, Africa
‘Like a compulsive shopper using one credit card to pay off another, too many African governments are taking on too much debt far too casually’
Consumers’ credit health shows signs of recovery
‘An improvement was observed in first-time defaults on personal loans, credit cards and home loans’
Is your personality creditworthy?
Blacklisted? No banking history? A new kind of test could qualify you for a loan.
Your purse is the Apple of adverts’ eyes
The technology company has launched a new app that will decide what you can and can’t afford.
Credit information amnesty for consumers in balance
Report reveals that consumers’ financial vulnerability is growing more acute.
Credit industry calls for clarification on amnesty
Credit Bureau Association still waiting for more information.
The ups and downs of saving
Many South Africans struggle to balance the high cost of living with the urge to save for their futures.
Drop in lending is likely to rebound on the economy
Growth in unsecured lending remains high.