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Fiona Zerbst

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Article
/ 30 June 2011

Households more prudent about credit

Job creation is needed to create "new" consumers, so economic activity is boosted without an increase in household debt.

By Fiona Zerbst
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Article
/ 30 June 2011

Insurance implications if you don’t register your SIM

If you use a SIM card to communicate with security companies and electronic gates at complexes, register and be safe.

By Fiona Zerbst
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Article
/ 28 June 2011

How to avoid the pain of a frozen bank account

Consider including an immediate needs benefit in your policy — but beware any exclusions.

By Fiona Zerbst
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Article
/ 24 June 2011

Are you insured for a house fire?

Have you had your property valued recently? And did you accept the valuation or second-guess it and insure accordingly? If so, beware.

By Fiona Zerbst
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Article
/ 22 June 2011

Your favourite magazines go digital

Magazine subscriptions make a great gift and an online subscription means no postal hassles.

By Fiona Zerbst
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Article
/ 15 June 2011

Multi-asset ETFs invest in equities, bonds and cash

Two new ETF products could woo both the slightly risk-averse retail and institutional investor.

By Fiona Zerbst
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Article
/ 15 June 2011

Last chance to Rica

Register your cellular, data or other SIM card before June 30 or have it blocked.

By Fiona Zerbst
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Article
/ 10 June 2011

1Lifedirect lets you buy life insurance on your cellphone

A simple policy you can administer conveniently on your cellphone could usher in a new generation of insurance purchase.

By Fiona Zerbst
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Article
/ 9 June 2011

Insurance ‘fronting’ for your children is not a good idea

Insurance fronting is not only foolish — it is also fraudulent.

By Fiona Zerbst
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Article
/ 6 June 2011

ETFs perform well but investors are cautious

Satrix INDI 25 comes out tops while NewFunds eRAFI INDI 25 also performs strongly.

By Fiona Zerbst
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Article
/ 6 June 2011

Baffled by life-insurance terminology? You’re not alone

Help is at hand if you’re confused by the admittedly complex terminology in long-term life insurance policies.

By Fiona Zerbst
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Article
/ 3 June 2011

Jargon Buster: Letters of Authority

Anne Klein, senior manager: private clients at Maitland and a member of the Fiduciary Institute of South Africa, demystifies Letters of Authority.

By Fiona Zerbst
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Article
/ 3 June 2011

National Credit Regulator wins high court case

Is South African Fraud Prevention Services operating as a credit bureau? If so, it should be registered as one, says the NCR.

By Fiona Zerbst
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Article
/ 1 June 2011

What you need to know about insurance claims and excess

What accident excess are you liable for and what is cumulative excess? What should you watch out for?

By Fiona Zerbst
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Article
/ 30 May 2011

Nine tips to keep your credit score healthy

Only 53.3% of credit-active consumers in South Africa are in good standing. Is your credit record clear?

By Fiona Zerbst
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Article
/ 25 May 2011

How you can really cut down on electricity this winter

A Columbia University report says we all slip up when it comes to energy use and savings. What are we doing wrong — and how can we fix it?

By Fiona Zerbst
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Article
/ 24 May 2011

Vodacom’s new airtime advance

If you’ve run out of airtime and you need to call someone urgently, Airtime Advance will help you out. But it will cost you.

By Fiona Zerbst
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Article
/ 20 May 2011

Discovery’s new short-term insurance

Using Vitality as a model, Discovery is offering drivers rewards for improving driving performance. Who isn’t in favour of fuel rewards these days?

By Fiona Zerbst
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Article
/ 20 May 2011

Jargon Buster: Strategic asset allocation vs tactical asset allocation

Andrew Kemp, head of asset consulting at Liberty Corporate, explains what SAA,TAA and "timing the market" mean.

By Fiona Zerbst
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Article
/ 16 May 2011

Working too hard? Beware hypertension

May 17 is World Hypertension Day, so it’s a good time to look at the effects of long working days on your health.

By Fiona Zerbst
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Article
/ 13 May 2011

Hedge funds to be regulated by the JSE

The JSE has introduced a risk-management platform that will oversee hedge fund management.

By Fiona Zerbst
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Article
/ 9 May 2011

Still paying cash for petrol? Use your card

Using a debit card — or any other card — could be safer than carrying cash.

By Fiona Zerbst
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Article
/ 9 May 2011

What do rich people know that we don’t?

Aside from the amounts of money involved, the super-rich face the same problems we all do. So what, if anything, can we learn from wealthy families?

By Fiona Zerbst
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Article
/ 5 May 2011

A gloomy year for consumers? Quite possibly

There are two strategies to help you cope this year: reduce debt that isn’t productive and keep your nose to the grindstone at work.

By Fiona Zerbst
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Article
/ 2 May 2011

How to talk to elderly parents about their finances

Make sure your parents know you’re not interfering and have their best interests at heart.

By Fiona Zerbst
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Article
/ 25 April 2011

Beware international call forwarding fraud

What is international call forwarding fraud and can you be affected?

By Fiona Zerbst
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Article
/ 21 April 2011

Investing for inflation: Part Two

With-profit annuities provide you with an income for life, together with an annual increase. But will they keep up with inflation?

By Fiona Zerbst
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Article
/ 20 April 2011

How good a saver are you?

Liberty’s online quiz determines whether you’re a good saver or just good at wasting money.

By Fiona Zerbst
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Article
/ 18 April 2011

The top five questions for Sars

Here are the top five questions that the Sars call centre receives — along with the answers.

By Fiona Zerbst
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Article
/ 14 April 2011

Beware the ‘vishing’ fraudster

Cellphone banking safely entails being aware of new or potential threats.

By Fiona Zerbst
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Article
/ 14 April 2011

Increase in bond applications and approvals

Applicants appear to be downscaling as well as relocating — mainly to Cape Town.

By Fiona Zerbst
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Article
/ 12 April 2011

What the Good Card has to offer

You can earn passive income while donating to charity — but are the benefits good enough to justify the R289 monthly subscription fee?

By Fiona Zerbst
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