Latest articles on Home Loans

House prices rise but property values decline in real terms

Residential property prices have declined in a big way over the past seven years and there is an increased demand for rental properties as a result.

Banks focus on affordable home loans

Financial institutions, backed by the state, are increasingly catering for this fast-growing market, writes Lisa Steyn.

Single homebuyers leading the market

An increasing number of home buyers these days are single and there are some special considerations for such buyers to take into account.

Fix your home loan at 9%?

Homeowners with mortgages can take up offers not seen in the market for a long time.

Why Basel III will raise home loan costs

Implementation of Basel III will make it more expensive for potential buyers to get home loans.

New insurance to boost SA’s housing market

The new mortgage default insurance is due to go a long way in addressing the housing finance needs of the low to middle income households in SA.

How do I consolidate my debt?

I want to consolidate my debt and apply for a home loan. How do I go about doing it?

Banks continue to relax lending criteria

Highest number of bond approvals recorded last month since October 2008.

Sharp increase in single women buying homes

Women are changing the face of the historically male-dominated property market.

Opting for a single-transaction account

Does it make financial sense to opt for a single account for your mortgage, credit card and day-to-day banking?

When to pay off your home

Should I buy a home with my inheritance or take out a mortgage and invest the inheritance in equities?

Paying your home off in five years

Why, if you can pay off your car over five years, can't pay off your mortgage over the same period and save hundreds of thousands in interest?

Downturn is levelling out

Banks are working more closely with clients to try and restructure home-loan payments rather than to repossess.

Not all doom and gloom for first-time home buyers

Despite the economy slowing down and high interest rates, SA's first-time home buyers stand a good chance of having their home loans approved.

vital information

The Mail & Guardian’s essential coverage of the ongoing coronavirus crisis is free to read for everyone.

If you would like to support us, please consider taking out a subscription.

Latest

Durban city manager says NPA erred in his bail conditions

The corruption-fraught metro is coming to grips with having a municipal manager who is on bail for graft, yet has returned to work

SA justice delays extradition of paedophile to UK

Efforts to bring Lee Nigel Tucker to justice have spanned 16 years and his alleged victims have waited for 30 years

Johannesburg cannot police its future

South Africa’s biggest city is ground zero for debates about the long-term effectiveness and constitutionality of militarised urban policing and how we imagine the post-Covid city

Press Releases

Itec serves up high-tech integrated surveillance system for family food company

The system includes facial recognition software and a thermal screening solution that will provide instant temperature screening of all employees

Transport Month

An infrastructure-led recovery will help to stimulate demand in the South African economy, which is vital post the Covid-19 pandemic

Limpopo’s Economic Recovery Plan to fight Covid-19 impact

Billions have been set aside to help farmers and industries get back on their feet as part of the Limpopo Socio-Economic Recovery Plan

Disrupt the corrupt

Whistle-blowers should be seen as real heroes in the fight against corruption and we need a change in culture for this to happen

Corporates: A force for good for a sustainable future

In order to see people and nature thrive what is required is a strong focus on partnerships – we cannot act alone anymore

Combatting wildlife crime in Southern Africa activity annual programme statement (APS) No. 04

Concept papers are sought for implementating activities, for a multi-faceted programme that aims to reduce poaching and illegal trade in wildlife

The financial decisions made during your life journey, and their impact on your retirement outcome

The longer you save towards retirement the larger your retirement savings are expected to be due to the effect of compounding interest

In conversation with SA Reserve Bank Governer, Lesetja Kganyago

'Make interest rates zero and inflation goes up and then people save less – we need savings to fund investment in this country'

The best local and international journalism

handpicked and in your inbox every weekday