Budgeting

Consumers should spend cautiously, despite the positive outlook for the year

Professional footballers, who have to retire young, need different investment vehicles

Can we live without debt? The question needs to be reversed. We need to be asking why we believe we need debt in order to live.

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All the useless stuff our kids spend their money on is really where it all starts.

Why does it feel easier to take on debt than to draw down on savings?

<i>Eunice Sibiya</i>, head of FNB’s consumer education programme, explains how you can plan your way out of debt.

By making everything more accessible and immediate, have credit cards removed our sense of achievement in acquiring those experiences or goods?

Saving and budgeting should be learned from an early age, writes <b>Sameerah Karolia</b>.

Tendani Mantshimuli, consumer economist at Liberty Retail SA, says running your household on limited funds is not unlike managing a country’s budget.

What happens if you don’t have enough money in your account to meet a debit order?

The willpower is wilting; it’s hard living on a budget.

Short of cash? I just sorted out my admin and made R570.

If your Monday was feeling a bit bluer than normal, there could be a good reason for it. Financially it may have been your toughest day.

New Year’s resolutions may seem passé, but when it comes to money, they might just be well worth making.