South Africa’s healthcare landscape is divided between a public and private- sector.
Co-payment This is the portion of any medical expense for which you are liable. The amount varies from one scheme to the next and between options.
Your retirement hinges on an asset manager’s ability to balance risk and return
Every gain or loss reflected on your retirement annuity or unit trust fund statement is underpinned by an asset management philosophy.
Millions of South Africans- supplement their employer-linked pension funds via additional contributions to retirement annuities and unit trusts.
This year will go down in history as a year of extreme stock market volatility.
Ask a stakeholder in the retirement provisioning space how much you should contribute to your retirement fund and they’ll probably say 15%.
Investors quickly forget about the losses they suffered in the previous stock market crash.
Options are abound for investors looking to save, writes <b>Gareth Stokes</b>.
People struggle to save because of easy withdrawal rules.
South Africans aren’t saving enough and the situation is not getting better.
When it comes to short-term savings it seems our voracious consumption culture has confined ‘saving for a rainy day’ to history.
July 2011 National Savings month serves as a reminder to us all to review our financial plans and afford savings the priority it deserves.
You must save for short-term emergencies and ‘big ticket’ items such as household appliances and holidays.
There is no such thing as "get rich quick".
