‘An improvement was observed in first-time defaults on personal loans, credit cards and home loans’

The rate hikes are coming — and there are ways to get smart that put money in your pocket, not the bank’s.

Should you sell a property to pay off your home or use it to build an investment?

Does it make financial sense to opt for a single account for your mortgage, credit card and day-to-day banking?

Should I buy a home with my inheritance or take out a mortgage and invest the inheritance in equities?

Why, if you can pay off your car over five years, can’t pay off your mortgage over the same period and save hundreds of thousands in interest?

It’s perhaps not entirely surprising that credit growth has lagged and annual growth in credit demand has not risen above 2%.