Mortgage Finance
latest news & developments
Consumers’ credit health shows signs of recovery
‘An improvement was observed in first-time defaults on personal loans, credit cards and home loans’
Should you fix your mortgage rate?
The rate hikes are coming — and there are ways to get smart that put money in your pocket, not the bank’s.
Investing vs paying off debt
Should you sell a property to pay off your home or use it to build an investment?
Opting for a single-transaction account
Does it make financial sense to opt for a single account for your mortgage, credit card and day-to-day banking?
When to pay off your home
Should I buy a home with my inheritance or take out a mortgage and invest the inheritance in equities?
Paying your home off in five years
Why, if you can pay off your car over five years, can’t pay off your mortgage over the same period and save hundreds of thousands in interest?
The pros and cons of credit growth
It’s perhaps not entirely surprising that credit growth has lagged and annual growth in credit demand has not risen above 2%.