/ 4 August 2003

Andisa Capital begins trading

Andisa Capital, the empowerment focused financial services company formed in association with Standard Bank, was officially launched on Friday. Andisa will be Standard Bank’s empowerment partner of choice in relevant areas of investment banking.

Andisa Capital has been created out of a consortium led by Saki Macozoma and Moss Ngoasheng of Safika Holdings and Ronnie Ntuli of Nduna Trust and incorporates Simeka, as well as a broad-based trust which has been created for

the benefit of a range of organisations representing disabled people, a scholarship fund, women and communities from historically disadvantaged backgrounds. In line with the agreement, the consortium owns 51% of Andisa Capital and the Standard Bank Group owns 49%. Nail Chief Executive Saki Macozoma is non-executive Chairman of Andisa Capital.

Integral to the deal was the sale of Standard Bank’s wholesale stock brokerage business, SCMB Securities and Standard Bank’s treasury and risk solutions business, Standard Risk and Treasury Management Services to Andisa Capital.

Standard Bank will provide Andisa Capital with information technology, human resources, risk management and financial management support (including management development programmes) at arms’ length. Andisa Capital will in

turn provide Standard Bank’s private bank and SCMB treasury with stock broking

execution services.

Andisa Capital has already established a Corporate Finance division and is in the

process of setting up Debt Origination and Private Equity capabilities.

In line with Andisa Capital’s skills development strategies and affirmative action plans, the company will continue to be black controlled in terms of both ownership and operations. – I-Net Bridge