National Credit Act

 
Red flags raised over Black Friday
Red flags raised over Black Friday
Warnings to watch your spending and not take on unwanted debt on Black Friday are becoming as numerous as the deals being advertised.
Must Telkom pay for your wasted time?
Must Telkom pay for your wasted time?
Three years ago, Billy Ruyobeza noticed something strange — his bank account had been debited by R450 for internet services provided by...
High court ruling could unleash flood of new credit applications
High court ruling could unleash flood of new credit applications
The removal of a key lending criterium by a court last month is likely to open a flood of credit applications as consumers come under pressure from...
Viceroy comes up short on Capitec
Viceroy comes up short on Capitec
It has been a hellish week for mild-mannered Jean Pierre Verster. He’s searching for answers as he pores over numbers and his phone is ringing...
Debt: Whose default is it, anyway?
Debt: Whose default is it, anyway?
Daniel Swart* lives on a state pension in a small run-down house on the outskirts of Pretoria North with his wife and two children. Swart says he...
Borrowing cash is the biggest cause of debt
Borrowing cash is the biggest cause of debt
"I've long said capitalism without bankruptcy is like Christianity without hell," chief executive Frank Borman reportedly quipped as...
Unsecured credit rush 'no bubble'
Unsecured credit rush 'no bubble'
As growth in unsecured lending rises by more than 20% year on year with the expectation that it will reach 30% by year end, there is concern about...
National Credit Act goes to ConCourt for clarity
National Credit Act goes to ConCourt for clarity
The Constitutional Court will hear argument on Tuesday on whether defaulting debtors must receive notice before action is brought against them by...
ConCourt credit decision could ruin us, say SA banks
ConCourt credit decision could ruin us, say SA banks
The Banking Association of South Africa (Basa), the National Credit Regulator (NCR) and a human rights organisation, the Socio-Economic Rights...
SA's great debt enigma
SA's great debt enigma
The Greeks are underwater, the Irish and Portuguese are on life support, the water is lapping at the chins of the Italians and the French are...
Banks buckle under weight of new rules
Banks buckle under weight of new rules
South African bankers are being crushed by a wall of regulation -- 150 pieces of non-banking regulations to be exact. This is frightening given the...
Why Basel III will raise home loan costs
Why Basel III will raise home loan costs
Now may be the time to apply for a home loan as pressure from Basel III will see lending rates increasing further.

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